Hello all,
Welcome to my very first blog. I hope you enjoy my rants/raves and maybe a few philosophical viewpoints on the universe. As you can see my 1st blog's title has the word money in all capital letters. In text-speak that would signify that I am yelling, which I am, of course. They say money is the root of all evil. Which may be true if money is your worst enemy.
My worst enemy is motivation. I don't always have the motivation to jump on the tread-mill for 1 hour (so far I can't even go one hour without getting bored, instead 30 minutes is all I can stand) and even then I usually only do that about once a week. I've been postponing reading my Introduction to Sociology book for no reason whatsoever other than a lack of motivation. More money could motivate me.
Good news, I just got paid! Wooo! Whoopdidoo. Guess what i'm spending all $903 of my hard-earned money on? Let's see, i've got a $300 vehicle registration fee, I have to pay my girl-friend's credit card's minimum payment (long story, i'll save that for a future blog) of $120, and with gas prices going up i'm currently paying $50/week for gas.
Living up in the Santa Cruz mountains and driving to Santa Clara for work takes a toll on the wallet but I don't have much choice. I chose to move out of my crappy 1 bedroom apartment (which now I sorely miss) and move back in with my parents while I take time to pay-off credit cards, save some money, and go back to school. At least 2 out of 3 things have happened. So far i've managed to continue paying the minimum payment on all my credit cards and even added a new one which I probably will pay off the full balance soon (Luckily it's only $200 I need to pay-off). I have been able to save money which i've spent sparingly on some new professional looking clothes (if I am an adult I might as well dress like one) and some odd end things i've been in desperate need of.
Going back to school was easier than I thought since I found a television course through West Valley College that allows me to watch a TV program to take notes and study from. The class only meets 3 times; 1st = Orientation, 2nd = Mid-term, 3rd = Final. I intend to do well in this class, I just need to get over the motivation hurdle. Unfortunately Directv does not offer the channel that I am supposed to watch my class being taught from so for $50 I can rent the entire series from the library. I get $25 back when I return the entire collection at the end of the semester. And again, more MONEY!
Sleeping is a problem for me. I work grave-shift in security from 11:00pm - 7:00am. The problem isn't lack of sleep, it's an overabundance of sleep. I sometimes sleep 12 or more hours. I feel it's a bit normal when someone's schedule is screwed up like mine... maybe not...
Here comes my ultimate vent moment of the day. What the heck is up with rent prices. So the housing market fell, HARD! Heck I have been seeing advertisements for $168,000 brand new homes in Manteca for sale. Yet what happen when I look up rental properties in Campbell, San Jose, Santa Clara, and Sunnyvale, ridiculously outrageous prices. Some studio apartments are nearly $1000! People are renting out extra rooms for $800 with no stove and just a microwave and small fridge. I guess people want to take advantage of those who have either lost their jobs and are using their unemployment for rent money or people who lost their jobs and have to work at both McDonalds and Burger King just to survive. Messed up methinks.
I lucked out and in the end (my rent was adjusted) I only paid $700/mo for rent from my landlord. Of course their was dog crap all over the ground and my power outlets were melting their adapters (fire hazard...).
Ohwell, at least now my girl-friend is away from that place (she hated it more than I did) and on her way to becoming a state-lisenced Cosmetologist. She been in the class for two weeks now and she enjoys every minute of it. It cost quite a bit but she won't have to pay it back until 10 years from her graduation date. Not too bad.
My ultimate plan is to have her work doing what she loves and helping me pay for another place. I really want a loft style apartment if it can be helped but i'll take anything at this point. If not a loft, then at least a 2 bedroom. My ideal rent for the 2 of us working is $1200-$1500. Anymore and I might as well rent my parents' $2000/mo house in the Santa Cruz mountains.
My parents are finally fed up with the conditions we are living in. It's cold, a little too rainy, way too muddy (not like i'm a pansy but my trucks been stuck in the mud 2 times now. Yes, a truck!), the landlords don't do a whole lot of anything to make the place liveable, and that commute just guzzles gas. They have a lot to do before moving since they don't want to take all their accumulated junk with them. That's fine but knowing my dad and mom, now that their older, they are getting very lazy. Their typical night consists of my dad cooking some sort of fish and usually asparagas, sitting in the living room, each of them drinking their own favorite bottle of wine (yes the whole bottle) and dozing off after watching American Idol. SNORE-FEST. I came back home for this? Ok, ok, I came back so I could save money and get myself into a better financial situation. My original plan was to come home, lose weight, tone up, and sign-up for the United States Air Force. I really wanted to serve. Now considering I have some minor medical issues that I still think are bogus, I won't get that chance. I take it as a sign that I am not intended to serve (maybe i'm getting vibes from a past-life where I served in some war). Instead I decided to go with my final, nearly sure fire career move. I am going to school to become a Psychologist. I intend to go the full PhD. route and one day have my own private practice. My other choices in life have been I.T./Computer Repair (Outsourcing has ruined I.T. and unless your lucky, expect to get paid less than $20/hour and be a Temp or part-time; a fiction writer or screenwriter. Which is fine and all if I had the Hollywood Connection. Which I don't... but I realized I can still do this without getting a degree for it. J.K. Rowling was only (I don't take teaching credentials lightly but its not in the same category has a Creative Writer) an elementary school teacher. This showed me, that you can write a best-seller and not focus your college degrees around it (besides, once I get my PhD. I can always get another degree). The last thing I wanted to do was Business. Not sure exactly what my niche would have been but I intended to make a whole lot of money and be an entrepreneur. When I realized how many more people want to be entrepreneurs than those who want to be in finance, I realized I did not want to be one of millions. Many people get Psychology degrees for their Associate of Arts degree and even their Bachelor's Degree and don't know what to do with it. This is because up to that point, Psychology isn't a challenging for some a math is. Psychology is the study of the mind, which everyone has (hopefully). I intend to go full force with this and get my Doctorate in Psychology. It may take till i'm 33 but that's not what's important. Finishing is. Well that's all for now. If i'm motivated enough, i'll write some tomorrow.
See ya!
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